PRESS RELEASE
27 November 2025
On 27 October 2025, the BNB Governing Council (BNB GC) identified six other systemically important institutions (O-SIIs) pursuant to Art. 9, paragraph 11 in relation to paragraphs 1 and 3 and in accordance with the criteria under Art. 9, paragraph 7 of BNB Ordinance No. 81 and the common European methodology laid down in the Guidelines of the European Banking Authority 2. The BNB GC set, applicable from 1 January 2026, the level of the O-SII buffer under Art. 11, paragraphs 1 and 3 of BNB Ordinance No. 8, on an individual, on consolidated or on an individual, and on consolidated basis, applicable to the total risk exposure amount, as follows:
O-SIIs |
Level of the buffer for O-SIIs |
Level of consolidation | |
Applicable from 1 Jan. 2026 |
Individual level |
Consolidated level | |
UniCredit Bulbank AD |
1.00% |
х |
x |
United Bulgarian Bank AD |
1.00% |
х |
х |
DSK Bank AD |
1.00% |
х |
х |
Eurobank Bulgaria AD |
1.00% |
х |
|
First Investment Bank AD |
0.75% |
х |
х |
Invest Capital JSC |
0.50% |
х | |
Central Cooperative Bank AD |
х |
||
In accordance with Art. 11, paragraph 4 of BNB Ordinance No. 8, the decision shall be disclosed one month after the notification to the European Systemic Risk Board.
The decision of the BNB GC was taken in compliance with the established procedures for macroprudential instruments with the European Central Bank pursuant to Art. 5 of Council Regulation (EU) No 1024/2013 of 15 October 2013 conferring specific tasks on the European Central Bank concerning policies relating to the prudential supervision of credit institutions
The section of the buffer for other systemically important institutions on the BNB website is updated in accordance with the decision made.
____________
1 Ordinance No 8 of the BNB on Capital Buffers, the Combined Buffer Requirement, Restrictions on Distributions and the Guidance on Additional Own Funds
2 Guidelines on the criteria to determine the conditions of application of Article 131(3) of Directive 2013/36/EU (Capital Requirements Directive) in relation to the assessment of other systemically important institutions (O-SIIs), EBA/GL/2014/10
